Benazir Kafaalat Stipend
The Benazir Kafaalat Program, a key creativity under the Benazir Income Support Program (BISP), provides financial assistance of PKR 13,500 to deprived families in Pakistan. However, some recipients are declared ineligible due to various reasons, such as outdated records or mismatched information. If you have been banned but believe you still qualify, this complete guide will help you reapply positively.
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Quick Information Table
| Program Name | Benazir Kafaalat |
| Start Date | Continuous (Reapplications Open Anytime) |
| End Date | Ongoing |
| Amount of Assistance | PKR 13,500 (per installment) |
| Application Method | Online & Offline |
Benazir Kafaalat Stipend: PKR 13,500
The government provides PKR 13,500 every three months to eligible families through the Benazir Kafaalat Stipend Program. Payments are made to authorize women from carefully deprived households. Families identified as eligible through the Poverty Scorecard Survey receive financial aid directly via their Benazir Debit Card or mobile banking services such as JazzCash or Easypaisa.
However, those declared ineligible must go through a reapplication process to prove their eligibility and update their records.
Reasons for Disqualification
Before reapplying, it’s essential to understand why you may have been disqualified:
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- Outdated NADRA Records: Missing or wrong information in CNIC details can lead to disqualification.
- PMT Score Issues: A higher Poverty Measurement Tool (PMT) score than the threshold may render you ineligible.
- Unreported Changes in Family Status: Changes like income increases, employment updates, or marriage can affect your eligibility.
- Incomplete Survey Data: Missing information during the initial Poverty Record Survey might lead to banning.
Knowing the cause of your banning will help you address the issue efficiently during reapplication.
Step-by-Step Guide to Benazir Kafaalat Reapply
If you are eligible but were banned, follow these steps to reapply:
Step 1: Update Your Information with NADRA
Ensure your CNIC details are accurate and up-to-date with NADRA. Common issues to check include:
- Spelling errors in names.
- Changes in marital status.
- Updated family members or children.
Visit the nearest NADRA center or use the NADRA online portal to correct your information.
Step 2: Visit the Nearest BISP Tehsil Office
After updating your information with NADRA, visit the BISP Tehsil Office in your area. Bring the following documents:
- Original CNIC and photocopies.
- Proof of address.
- Any previous correspondence with BISP regarding your banning.
At the office, you will be guided through the next steps.
Step 3: Complete the Re-Survey Process
A re-survey is necessary to reassess your family’s financial situation. During this step:
- Provide accurate details about your income, household size, and costs.
- Ensure the assessor records the correct data to avoid future issues.
This step is critical for determining your eligibility.
Step 4: NADRA Verification
Once the re-survey is complete, your updated information will be sent to NADRA for verification. NADRA will cross-check your details with the national file to confirm their reality.
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If your records are verified successfully, you will proceed to the final step.
Step 5: PMT Score Recalculation
The Poverty Measurement Tool (PMT) score, calculated based on the survey data, will determine your eligibility. If your recalculated PMT score is below the program’s threshold, your application will be accepted, and you will start getting payments.
When Will Payments Resume?
After successful reapplication, your payments will resume within 1-2 payment cycles. You will be notified via SMS or by visiting the BISP Portal. Payments are placed directly into your Benazir Debit Card account or through mobile banking services.
Tips for a Smooth Reapplication Process
To avoid delays or rejections during the reapplication process, follow these tips:
- Keep Documents Ready: Have all required documents organized for proposal.
- Be Honest: Provide accurate information during the survey to avoid discrepancies.
- Stay Updated: Regularly check the status of your request via the BISP Helpline or website.
- Avoid Middlemen: Only work with official BISP councils to avoid fraud.
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Conclusion
The Benazir Kafaalat Stipend Program aims to support those in need, but eligibility issues can occasionally disrupt this support. By following the steps outlined above, you can reapply and resume receiving your stipend of PKR 13,500. Accurate information, timely action, and devotion to guidelines are key to ensuring a successful reapplication process.